Real estate, simplified.

Buy smarter.
Get thousands back.

You're already browsing Realtor.ca, attending open houses, and doing your own research. What you need is a REALTOR® who drafts a strategically crafted offer, negotiates on your behalf, and puts thousands of dollars of commission back in your pocket. That could be about $4,100 back on a $900K purchase, or $7,500 on a $1.8M home.*

Search for a Property → See How It Works

First time buying? Read our free step-by-step BC Buyer's Guide.

*The rebate is 33% of the cooperating (buyer's-agent) commission we actually receive on your purchase, so the dollar amount varies by transaction and examples are illustrative. Paid after completion and disclosed to you in writing.

💰 33% Co-op Commission Rebate

📊 Expert Negotiation

Your Savings Calculator

Property price

$1,100,000

Cash back after completion* +$4,858

Cash back after completion through FlatKey.

*Illustrative estimate. Your rebate is 33% of the cooperating commission actually offered on the home you buy, which varies by listing. Paid after completion and disclosed in writing.

See the full breakdown ▼

How It Works

You lead the search. We handle the rest.

FlatKey works for buyers who like to browse on their own — and it's full service when it counts. Search independently or ask us to arrange private showings. When you find a place you're serious about, we handle the due diligence, the offer, and the negotiation.

Browse Properties

Browse listings and attend open houses at your own pace — or ask us to arrange private showings. Your managing broker is a message away whenever you want a professional read.

Review the Written Rebate Terms

Before we represent you, you receive the agency disclosure and FlatKey's written rebate terms. A buyer agency agreement is not required to qualify. You pay no upfront fee — FlatKey is paid from the cooperative commission on your completed purchase.

We Write Your Offer

Found a place you're serious about? We do the due diligence — comparable sales, property details, and the risks worth knowing — and your managing broker personally reviews every clause before submission. No upfront fees.

Close & Get Paid

We handle counter-offers, negotiate terms, coordinate inspections, financing, and closing. After completion and after FlatKey actually receives the co-operating commission, your 33% rebate is paid to you under the written terms.

The Commission Rebate

Receive money back
after your purchase completes.

In BC, sellers commonly offer a cooperative commission to the buyer's brokerage. Under a percentage-based commission model, none of that flows back to you as the buyer. FlatKey rebates a third of it back to you.

Seller lists with any agent

The seller's listing includes a cooperative commission — the prevalent rate is 3.22% on the first $100K plus 1.15% on the balance (may vary by brokerage) — payable to the buyer's agent.

You buy through FlatKey

We are your licensed buyer's agent of record. We collect the cooperative commission from the seller's brokerage — just like any agent would.

We keep 67%. You keep 33%.

We rebate 33% of the cooperative commission to you after completion — disclosed to you in writing.

You come out ahead

After completion, FlatKey pays the rebate by cheque or EFT once the co-operating commission has actually been received and cleared, under the written terms provided to you.

Example: Buying a $1.1M Condo

Cooperative commission (seller pays) $14,720

Your 33% rebate +$4,858

You receive after completion +$4,858

Illustrative example. The cooperative commission a seller offers varies by listing — shown here using prevalent rates of ~3.22% on the first $100K + ~1.15% on the balance. Your rebate is 33% of the cooperating commission we actually receive on your purchase, paid after completion and disclosed to you in writing. No fee, no upfront cost to you.

Common Questions

Straight answers.

Will you show me properties in person?+

Yes. When you're serious about a property, your managing broker views it in person as part of the due diligence on your behalf, and can arrange private showings for you. You're also welcome to browse and attend open houses independently, on your own schedule. When you're ready to make an offer, we prepare a comparative market analysis to inform your strategy — and we're there in person, on the property, and at the table.

How does the 33% commission rebate work?+

When a home is listed on MLS, the seller typically offers a cooperative commission to the buyer's agent. As your licensed buyer's agent, FlatKey collects that commission — then rebates 33% (one third) of it to you after completion. On a $1.5M home, that's approximately $6,400 back. No upfront cost. The rebate is paid to you after completion and disclosed to you in writing.
Have a rebate question? Chat with Tom →

What if I don't end up buying?+

Browsing is free. A buyer agency agreement is not required to qualify for the rebate. Before FlatKey represents you, we provide the agency disclosure and the written rebate terms. If you later choose a written buyer agency agreement, its duration and cancellation terms apply. If you do not complete a purchase through FlatKey, no rebate is earned or paid.

Who actually reviews my offer?+

Every offer is personally handled by your managing broker. Tom Majek — a licensed professional with many years of experience in real estate across Greater Vancouver, Sea to Sky, and the Okanagan — drafts the offer and reviews every clause, every number, and every date before anything is submitted. No exceptions.

How is this different from other flat-fee brokerages?+

FlatKey charges no fee and no upfront cost. You get 33% of the cooperative commission rebated to you after completion — with professional REALTOR® representation. It's a straightforward, zero-fee approach to buyer representation: full professional service, plus a share of the commission back in your pocket.
Want to compare? Chat with Tom →

What happens when commission rules change in Canada?+

If cooperative commissions are reduced or eliminated — as happened in the US after the NAR settlement — our buyer representation and pricing don't change: you still pay no fee. The rebate itself would decrease, because there would be less cooperative commission to rebate. FlatKey is built to work regardless of the commission landscape.

Is the rebate taxable?+

Commission rebates in Canada are generally treated as a reduction in the purchase price rather than income, but tax treatment can vary based on your circumstances. We recommend consulting your accountant. FlatKey will provide all necessary documentation for your records.